Whether you received a 2 a.m. phone call with news of an unexpected death or shared your loved one’s final moments of a long illness, your initial reaction to the death was likely shock. It doesn’t seem to matter how prepared we are – or aren’t – a loved one’s death often leaves us feeling numb and bewildered. If you’re responsible for making the funeral arrangements or executing the will, shock and grief can be immobilizing. Even simple decisions can be overwhelming.
If a passing has occurred at a hospital, nursing home, or hospice, they can lead you through the proper steps and will begin to complete the death certificate. If the death has occurred at home, call 911 first to report it.
After you’ve reported the passing, or if you have a death that is imminent, call a funeral home. For cemetery needs, including cremation and burial, call Gardens of Memory at (765) 664-1652. We will help guide you during this time of loss.
Start making funeral arrangements, including deciding between cremation or burial. If your loved one pre-planned, make sure you have those documents to streamline the process. Gardens of Memory funeral professionals will work with you to determine the best options for you and your budget.
What to do first depends on the circumstances of the death. When someone dies in a hospital or similar care facility, the staff will usually take care of some arrangements, such as contacting the funeral home you choose, and if necessary, arranging an autopsy. You will need to notify family, friends and clergy. It may be easier on you to make a few phone calls to other relatives or friends and ask each of them to make a phone call or two to specific people, so the burden of spreading the news isn’t all on you. If you are alone, ask someone to keep you company while you make these calls and try to cope with the first hours after the death.
Whatever the circumstances of death, one of your first calls should be to a licensed funeral director. We are here to help you:
If your loved one was working, you’ll need to call his or her employer immediately. Ask about the deceased’s benefits and any pay due, including vacation or sick time, disability income, etc. Ask if you or other dependents are still eligible for benefit coverage through the company. Ask whether there is a life insurance policy through the employer, who the beneficiary is and how to file a claim.
Look through the deceased’s paperwork for the life policy. Call the agent or the company and ask how to file a claim. Usually the beneficiary (or the beneficiary’s guardian, if a minor) must complete the claim forms and related paperwork. You’ll need to submit the death certificate and a claimant’s statement to establish proof of claim. Remember to ask about payment options. You may have a choice between receiving a lump sum or the having the insurance company place the money in an interest-bearing account from which you can write checks.
“(Gardens of Memory) service was the right choice during the most difficult time of my life. The staff was comforting and gave me time to compose myself and absorb all of the details. They genuinely treated me like family. Can’t thank them enough.”
© Copyright 2024 Gardens of Memory | 11201 S. Marion Road-35 | Marion, IN 46952. | (765) 664-1652